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Long Term Care Coverage


OEBB offers Long Term Care Insurance through Unum as a valuable benefit option for participating employers to offer OEBB members. OEBB-participating employers can choose to offer this benefit as an optional employee-paid benefit, an automatic employer-paid benefit, or they could choose not to offer this type of coverage to their employees. If they do choose to offer long term care coverage, they must use Unum – they are not allowed to use an alternative vendor

If you are an OEBB member, please confirm with your employer whether this benefit is available to you and, if so, how to access it.

What is Long Term Care Coverage?

Whether it's due to a motorcycle accident or a serious illness, Long Term Care is the type of care you may need if you couldn't independently perform the basic activities of daily living: bathing, dressing, using the toilet, transferring from one location to another, continence and eating, or if you suffered severe cognitive impairment from a condition such as Alzheimer's disease. If this situation were to occur, this coverage could help pay for a home health aide, an assisted living facility, or a private nursing home.

Learn more on the Unum website