Plan Options and Rates

2025-26 Plan Options and Rates

Effective October 1, 2025

Guides and Tools

Benefits Comparison PDF

• Download a side-by-side comparison for the medical/pharmacy, dental, and vision plans.

Online Plan Comparison Tool

• Customize your own side-by-side comparison for the medical/pharmacy, dental, and vision plans.
• Easily select only the plans and benefits you're interested in. Print if you want!

Plan Documents

• Review official plan documents such as benefit summaries, handbooks, summary of benefit coverages (SBCs) and more.

Enrollment Guide (available mid-July)

• Find details about your benefits and important OEBB information.

Rates

Important! These documents show the entire premium paid to OEBB. They do not factor in employer contributions and may not reflect the amount the member will pay for their benefits.

• Members should contact their employer for their specific costs.

Carrier and Optional Benefit Rates

• Medical/Rx, Dental, and Vision
• Employee Assistance Program (EAP) - Canopy
• Life Insurance
• AD&D - Accidental Death & Dismemberment
• LTD - Long-Term Disability
• STD - Short-Term Disability.
• Bronze Plan (Limited Use - ACA Group only) Medical/Rx

Long Term Care (LTC)

• Long-Term Care (Employee Paid)
  
• Long-Term Care (Employer Paid)
  
• These are the updated rates for the 2025-26 plan year. The rates on the UNUM website might be outdated.
  

Imputed Tax Values for Domestic Partner Coverage

• Imputed Value Medical/Rx, Dental, and Vision

COBRA

• COBRA Medical/Rx, Dental, and Vision
• COBRA Imputed Value Medical/Rx, Dental and Vision

Category 2 Local Governments Only

• Category 2 Special Medical/Rx, Dental, and Vision
• Category 2 Special Imputed Value Medical, Dental, and Vision
• Category 2 Special COBRA Medical/Rx, Dental, and Vision
• Category 2 Special COBRA Imputed Value Medical/Rx, Dental, and Vision
  

2024-25 Plan Year

Online Plan Comparison Tool – customize to see only the plans and benefits you're interested in. Then print if you want, too!

• Plan Handbooks
  
• Long-Term Care Plan
  
• "Bronze Plan" (Limited Use - ACA Group only) Medical/Rx Plan Designs

Rates

Carrier and Optional Benefit Rates

• Medical/Rx, Dental, and Vision
  
• Employee Assistance Program (EAP) - Canopy
• Life Insurance
• AD&D - Accidental Death & Dismemberment
• LTD - Long-Term Disability
• STD - Short-Term Disability
• Long-Term Care (Employee Paid)
• Long-Term Care (Employer Paid)
• Bronze Plan (Limited Use - ACA Group only) Medical/Rx

Imputed Tax Values for Domestic Partner Coverage

• Imputed Value Medical/Rx, Dental, and Vision

COBRA

• COBRA Medical/Rx, Dental, and Vision
• COBRA Imputed Value Medical/Rx, Dental and Vision

Category 2 Local Governments Only

• Category 2 Special Medical/Rx, Dental, and Vision
  
• Category 2 Special Imputed Value Medical, Dental, and Vision
  
• Category 2 Special COBRA Medical/Rx, Dental, and Vision
  
• Category 2 Special COBRA Imputed Value Medical/Rx, Dental, and Vision
  

Records Request

You can request documents more than two years old by submitting a public records request to OHA. All policies, fees, forms, and instructions related to this process can be found on the Request Records page of the OHA website.