The Affordable Care Act increased the number of insured Oregonians through two primary strategies:
- Expanding Medicaid and
- Providing insurance through state-based insurance exchanges.
When an individual's household income exceeds Medicaid income limits, they are eligible for subsidies to buy coverage through an exchange. This applies to households with income up to 400 percent of the federal poverty level (FPL).
This also works in reverse. If an individual has coverage through the exchange, they will become eligible for Medicaid if their household income falls below 138% FPL. This can cause "churning" where individuals cycle in and out of both programs as their income fluctuates.
To address this issue, the committee submitted a comprehensive report and set of recommendations to reduce, avoid or mitigate future churn between these two programs.