Premiums
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PEBB does not decide how much you pay.
- Your share of the premium is decided through union bargaining or by your employer. PEBB just shares the information to help you.
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You and your employer split the cost.
- You pay a percentage of the insurance premium for your core (medical, dental, vision) benefits, and your employer pays the rest.
- Different agencies or universities might have different premium shares.
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The same percentage applies to all core benefits.
- The percentage you pay for medical insurance also applies to dental, vision, and basic life insurance.
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More expensive medical plans cost you more.
- If you choose a higher-cost medical plan, your share (the amount you pay) will be higher.
Higher-cost plans:
- Kaiser Traditional (full-time and part-time)
- Providence Statewide PPO (full-time and part-time)
Lower-cost plans:
- Kaiser Deductible
- Moda 360
- Providence Choice
In every Oregon county, there is
at least one higher-cost plan and one lower-cost plan available.
Example for full-time employees of Executive Branch agencies:
Full-time plans are available to full-time employees.
- Your employer pays a premium subsidy if you enroll in a part-time plan, but not a full-time plan.
- You pay 5% of the total premium if you enroll in either of the two higher cost plans – Providence Statewide or Kaiser Traditional.
- If you enroll in any other full-time plan – all of which have lower cost – your premium share is 1%.
Example for part-time employees of Executive Branch agencies:
Both full-time and part-time plans are available to part-time employees.
- You pay either 5% or 1% of the total premium based on the medical plan you choose, and you pay any premium balance remaining after the employer pays its premium share based on your hours of work each month.
- Your premium share in the full-time or part-time Providence Statewide or Kaiser Traditional plan is 5%.
- Your premium share in any other full-time or part-time plans is 1%.
Remember: if you enroll in a part-time medical plan, you also receive a flat subsidy.