2026 Benefit Information

2026 Benefit Information

Below are the main benefits and tools you need to know during Open Enrollment and all year.

Enrollment Guide

Find important details about your benefits. 

• Enrollment Guide (PDF) – Read step-by-step how benefits work.
• Guía de inscripción (PDF) – Spanish version.
  

Compare Plan Options

See and compare medical, prescription, dental, and vision plans.

• Online Plan Comparison Tool – Choose only the plans you want to compare.
• Online Plan Comparison Tool (Español) – Spanish tool.
• Larger-print Comparison (PDF) – Easier-to-read version.
• Larger-print Comparison (PDF, Español) – Spanish version.
• Fertility Benefits Comparison – Look at fertility benefits side by side. 

Costs & Rates

See how much plans cost. 

• Active Employee Rates (members pay 1-5%)
• Retiree
• COBRA
• Self-Pay
• Imputed Tax Values – This shows tax rules for domestic partners.
  

Use the Premium Estimator Tool to estimate your monthly costs. 

Learn more about premium cost sharing and how it works.

Benefit Tools

• Premium Estimator Tool – get an estimate of your monthly benefit costs
• Online Plan Comparison Tool – choose only the plans and benefits you want to compare | Español
• Explore Your Benefits – with this interactive learning tool | Español
  

Garner Health

Garner is a program that helps Moda and Providence members get reimbursed when they see certain providers. 

Use the resources below to get started. Note: You'll need to use your personal device to download the app.

• Resource Guide
  
• Frequently Asked Questions (FAQs)
  
• Online Guide