The Oregon Health Insurance Marketplace helps individuals and families get coverage that fits their needs and budget. It is the state’s pathway to coverage through HealthCare.gov, where Oregonians can compare plans and apply for financial help.
The Marketplace serves people who don’t qualify for the Oregon Health Plan or have access to affordable coverage through an employer. In 2024, thousands of Oregonians received subsidies that helped lower the cost of premiums and out-of-pocket expenses.
Marketplace coverage has not changed and financial assistance remains available. Current enrollees should keep their scheduled appointments, use their benefits as usual, and update their information during open enrollment or if something in their life changes – like their income, a move, or a change to their household. New applicants can explore coverage options and apply through HealthCare.gov or get help from certified insurance agents or community partners.
Effective August 25, 2025, Deferred Action for Childhood Arrivals (DACA) recipients will no longer be eligible to enroll in Marketplace coverage. DACA recipients who are currently enrolled through the Marketplace will be disenrolled on Oct. 1, 2025. This change is part of the federal Marketplace Integrity and Affordability Final Rule and applies nationwide—even in Oregon—ending earlier eligibility granted beginning Nov. 1, 2024.
OHA wants DACA recipients to be aware of their options to pay for health care:
- Individuals can enroll directly through an insurance company regardless of immigration status. Health insurance companies are not allowed to ask questions about citizenship and immigration status. DACA recipients can enroll in a health plan directly through an insurance company at full cost regardless of immigration status.
- Federally Qualified Health Centers (FQHCs) provide wide-ranging care—including medical, dental, mental health, and preventive services—regardless of a patient’s ability to pay. FQHCs use a sliding fee scale based on income and currently serve anyone, including people without insurance. Find a FQHC at orhim.info/FQHC.
- Not-for-profit health systems financial assistance programs. Depending on household income, DACA recipients may qualify for free health care or care at a sliding scale. This program is available at not-for-profit hospitals, health systems, and affiliated clinics. This financial help is available whether they have health coverage or not and applies after insurance is billed. When a patient receives care from a participating facility, they should request cost financial assistance.
Most Oregon hospitals and their health systems and affiliated clinics are not-for profit. Some examples of non-participating facilities are Zoom Care, McKenzie Willamette (Eugene), Willamette Valley (McMinnville), some standalone urgent care offices, and ambulatory surgery centers. These facilities may have other financial assistance programs.
This information has been shared with Marketplace Community Partners and Insurance Agents to help DACA recipients understand plan options and give them advice. For more information, including eligibility, plan comparisons, and how to enroll, visit the Oregon Health Insurance Marketplace website (OregonHealthCare.gov) or call the Marketplace’s toll-free number at 855-268-3767 (all relay calls accepted).
Enhanced Premium Tax Credit
Expiration in Oregon (PDF)